Modern Lending Solutions for Your Future Home
Unlock the door to your next investment with expert guidance and tailored mortgage strategies. 5th & Brick Mortgage Lending Services provides elite NMLS-licensed lending services designed for the modern homebuyer and sophisticated investor.
Meet Your Mortgage Advisor
As a broker — not a single lender — I work on your behalf, shopping your loan across a network of wholesale lenders to match you with the right program and pricing instead of fitting you into one bank's box.
I specialize in investment and DSCR financing, helping investors qualify on a property's cash flow and grow their portfolios, while also guiding homebuyers and homeowners through conventional purchases, refinances, and HELOCs.
My background spans real estate sales and investing, home building, and healthcare — a mix that's made me analytical, detail-driven, and genuinely invested in getting the numbers right for every client.
A Little About Me
When I'm not helping clients close, you'll find me with my favorite crew — my wife Esther, our little one, and our dogs. My approach is simple: be straight with people, do the math honestly, and make a stressful process feel a whole lot easier.
Conventional Funding
Ideal for primary homebuyers seeking stable terms and market-leading rates. We simplify the purchase process with rapid approvals and professional guidance so you can secure your new home with complete confidence.
Investor & DSCR Loans
Built for real estate investors focused on scaling their portfolios. Use our DSCR program to qualify based on property rental income rather than personal tax returns, maximizing your cash flow and borrowing flexibility.
Refinancing
Designed for homeowners looking to lower monthly payments or secure a better interest rate. Whether you need a rate-and-term adjustment or a cash-out refinance, we optimize your debt to align with your financial goals.
HELOC
Perfect for owners who want to leverage their home equity without replacing their low-rate first mortgage. Access a revolving line of credit for home improvements or new investments while maintaining maximum financial liquidity.