Doctor loans in Dallas–Fort Worth: the short version
Doctor loans (also called physician loans) are mortgage programs for medical professionals. They're built around your earning potential rather than just today's income. 5th & Brick works with DFW physicians (MD and DO), dentists (DDS and DMD), veterinarians (DVM and VMD) and pharmacists (PharmD), from residents and new graduates to practice owners.
What makes a doctor loan different?
Doctor loan programs can offer low down payment options, more room on debt-to-income, and student loan treatment that counts deferred and income-based repayment in your favor.
Can I buy before I start my job?
Many programs let you close on a signed employment contract before your start date.
Do all doctor loan programs accept my degree?
No. Eligible degrees vary by lender. O.G. checks which programs accept your degree, then prices your options. You can see a conventional or FHA estimate first to compare.
Why work with 5th & Brick?
O.G. is a pharmacist himself, so he knows residency, contracts and student loans firsthand.
5th & Brick LLC · NMLS 2848442 · Omid Golnabi, NMLS 2649181 · Plano, TX · (972) 585-5550